I'm glad I managed to help a little. Yes and no to your first question. You do cut with the electronic machine on any medium it will allow, but you have to design it first. That is where the graphic part comes in. However, you can also convert your existing stamps into the SVG format too. Also you can do what is called a print and cut on some of these machines. I don't know enough about the Silhouette in this area, but on my cutter it is possible. I also know that you can create your own embossing folders with it too. One of our mutual StampTV ladies is very good with the Silhouette and often creates her own embossing folders. Check out her creations - Bonnie is her name and she is an awesome lady. I do believe you could use an SVG file as a blank similar to how Claire Brennan demonstrated but it does depend on the machines capabilities. Like I said in my original answer - there is a steep learning curve with these things. I had a mild stroke a year ago and my machine sits idle because I can't spend long periods at the computer trying to learn the software. It is an expensive piece of equipment being under utilized but my hope is that I will eventually figure it out. You can save a bundle if you can use one as you don't need the metal dies anymore once you have learned how to do it. Thanks for inviting me to be your friend and I am going to accept that invite in just a moment. Have fun.
Welcome Lisa and no question is silly if you don't know the answer. Hopefully this will help. Cut files are for those crafters who have electronic cutting machines such as a Silhouette or similar. I have one but it is a different brand and the learning curve is steep. We can create our own designs to do intricate cutting or we can use something that someone else has designed and shares. These are called SVG (scalable vector graphic) files. Many have small dies that are purchased for use with a Big Shot or similar hand machine and some stamp companies will make both the stamps and the die for that stamp. Gina does this too. I used to hand cut everything but it is time consuming and I can no longer do intricate cutting due to hand issues and old age eyesight. This hobby can get expensive so you have to decide what you want to start with and build up your supplies from there. If you are good on a computer and have some art graphic skills then getting an electronic machine may work for you as the learning curve may be less. Personally I would start with the simpler items and work up to the more complicated items as you develop you skills.